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These newbies are creating and flooding the market with health plans that have very low prices, especially for Bronze and Silver plans. You are going to see lots of new plans offered by new entrants into the Louisiana market. One of the siren songs you are going to hear during Open Enrollment this year is about the price of health insurance. You might wonder how they can do that? Let me explain. Unfortunately, new competitors are bringing new strategies designed to limit your choices of doctors and hospitals.
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I love when this happens because the more competition we have, the more we have to sharpen our axe and make sure Blue Cross remains the best choice for you. And here in Louisiana, you are going to have many more choices this year than you did last year. Open Enrollment for the health insurance market for 2022 plans is starting Nov. It’s a lesson we should all learn: “if it sounds too good to be true, beware!” Times have changed! This is so easy!”ĭad: “If it feels easy, and it sounds too good to be true, you really ought to start worrying.”Įven now, 36 years later, I’ve burned that conversation into my brain because, as usual, Dad was right.
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Before you know it, you are buried in debt, and all you have to show for it is a bunch of stuff you don’t really need, trips you’ve already taken, or meals you’ve already eaten.” They trick you into believing you have the ability to afford a bigger lifestyle than you can actually afford. I was going to have to save that up, but with this credit card, I can pay for it a little at a time, AND I get to start cooking with the oven NOW!”ĭad: “Son, what you don’t understand is credit cards encourage you to live above your means. Me: “Dad, I don’t see what the big deal is! The store sent me a credit card in the mail with a $500 limit, and I needed one of those new microwave ovens and it was only $400. So, it’s 1985, and 24-year-old me is having a conversation with my Dad about credit cards… Category: ACA and Policy, Cost of Healthcare, Health Insurance IF IT SOUNDS TOO GOOD TO BE TRUE…